How to pay with Google Pay on your smartphone if your bank is not compatible?

ByMia Carla 2019-06-05 2126

How to use Google Pay on your smartphone in France without changing banks? Here's how to do it.

Google Pay

Google Pay is the new NFC mobile payment service available on all Android smartphones (equipped with an NFC chip). The solution allows you to pay contactless thanks to your smartphone on all payment terminals that are compatible with contactless technology, available for bank cards in recent years. In addition to the convenience, Google Pay allows you to better track your card spending and regularly offers promotional transactions (discount at a merchant when you are nearby for example). Today, the number of compatible banks is very limited, but this does not prevent you from using this payment method by opting for a neo-bank with no hidden fees, like N26!

To use Google Pay in France, you must have a credit card compatible with the service. To do this, you have two options: if your bank is compatible with the service, simply add your credit card to the Google Pay mobile application. If your bank does not offer the service, you can use another service to obtain a compatible credit card without changing banks. You will only have to transfer funds to the new service by bank transfer to use the new card.

For this, we recommend N26. The neo-bank allows you to open an account and obtain a Mastercard accepted worldwide and compatible with Google Pay, at no charge! It is also a complete solution to have more flexibility in card transactions and no fees when making payments abroad. Convinced?

N26 account

To open an N26 account, first click on this link. The neo-bank will ask you to complete some legal information (Name, First Name, Address, etc.) and then invite you to download the Android application to complete its registration. On it, you simply need to take a picture of your identity card or passport and make a selfie to confirm your identity.

You will also need to choose which N26 account you want to get, knowing that they are all compatible with Google Pay. The standard account allows you to pay free of charge in all currencies by card. There are no monthly fees for this account. If you travel abroad frequently, the N26 Black account may be of interest to you. This is offered at €9.90 per month and allows you to make free withdrawals in all foreign currencies and benefit from a range of travel insurance policies. Finally, if you want even more, the neo-bank also offers the N26 Metal account, which also offers a range of travel insurance, access to dedicated customer service, exclusive partner offers and an elegant premium metal card for 16.90 euros per month. You have a choice!

Once you have completed your registration and chosen your account type, you will receive a notification within two days confirming your account opening. You will then receive your N26 card by post within a very short time.

Once you have opened your account and received your N26 credit card, you must first activate it with the N26 application and make a first withdrawal from the ATM to start using it. Feel free to take a look at the possibilities offered by the application, which will allow you to activate or deactivate payments abroad, online, withdrawals from ATMs, lock the card or even personalise its code and, of course, set withdrawal and payment limits.

Once you have activated your map, you can add it to Google Pay directly from the N26 application. Otherwise, go to the Google Pay application. In Payment, add a payment method using the dedicated button and add your N26 card information. You will receive a confirmation SMS once you have added the card. You can now use Google Pay with your Android smartphone. To fund your account free of charge, simply make a transfer to your new N26 account using the IBAN available on the application.

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